The security step many of us trust most may not protect us the way we think. The FBI is warning about an emerging phishing-as-a-service platform called Kali365. It targets Microsoft 365 accounts, including Outlook, Teams and OneDrive.That alone sounds bad. The scarier part is how it works. This scam can get into your account without stealing your password. Even with multifactor authentication turned on, one wrong device-code approval could give a criminal access.Here's how the scam works, why it