Bankrate’s 2025 holiday spending report

By Katie Kelton, Bankrate.com
The winter holidays are a time for dusting off decorations and observing traditions — but they’re also rife with money decisions.
Americans are choosing how much to spend on travel, gifts and decorations in today’s economy, along with how they’ll make those purchases. Some holiday shoppers and travelers plan to use credit cards, but debit cards; buy now, pay later services (BNPL); and rewards points are other popular payment options.
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