Tokenized Deposits Are Moving Billions, But Consumers Are Still Watching From the Sidelines

JPMorgan can move more than $3 trillion through its Kinexys blockchain platform. Citi Token Services handles billions of dollars in cross-border payments each day. On paper, tokenized money is already a very serious banking business.There is just one catch: most ordinary customers are nowhere near it.The biggest banks are using blockchain to modernize payments and internal financial infrastructure, but much of that activity remains confined to institutional clients or permissioned networks. For