Malta Regulator Opens DeFi Consultation As DAO Governance Enters Policy Spotlight

TL;DRMalta’s MFSA has opened a DeFi discussion paper under reference number 03-2026.The consultation explores DAOs, software-based organisational models, Guardian Agents, account abstraction, and DeFi’s interaction with MiCA.The paper is open for feedback until July 10, 2026, so it should be read as consultation material rather than final regulation.Malta’s financial regulator is taking another step into crypto policy with a new discussion paper focused on decentralized finance