January sees a rise in Personal Insolvencies

The latest monthly figures from the Insolvency Service for England & Wales have indicated that personal insolvencies increased by 12% in January 2026 compared to January 2025, rising to 10,843 from 9,644. Personal insolvencies were 20% lower than in December 2025, when numbers were affected by a temporary backlog.
The personal insolvency data consisted of 780 bankruptcies, 3,847 debt relief orders (DROs) and 6,216 individual voluntary arrangements (IVAs).
The 6,216 IVAs registered in January