Trick your brain into spending less with this ‘reserve budgeting’ money hack

Pay yourself first (Picture: Getty Images)With Christmas hurtling towards us, we’re all thinking about money at the moment.After all the usual expenses — from rent and bills to travel and groceries — you’re no doubt working out how much you have left over to pay for the festive season.But ‘reverse budgeting’ is a money hack that turns this mindset on its head.Rather than waiting to see what you have left to put into savings — whetherthat’s for Chr