'I get £1,300 a month and all my housing costs paid. Why would I need the hassle of work?' A shocking insight into Britain's worklessness crisis by LEO MCKINSTRY and INAYA FOLARIN IMAN

'At the end of the day, working - it's not worth it for me,' says 38-year-old James. 'I get my housing costs paid for and I get £1,300 a month. To be honest, I'm better off not working.'