A single text cost me my £45,000 pension

Looking back, I now know I should have been more cautious, says Pauline (Picture: Pauline Padden)Unlocking my phone, I clicked on the text that had just come in from an unknown number. ‘Do you have old frozen pensions? Would you like to transfer them into a high-return investment and receive an immediate cash gift?’I must have re-read it 10 times over and even though it was unusual to get this kind of message about my pension out of the blue, all I felt was relief. It felt like