What we lost when spending got easier

I was on the elliptical machine at the gym the other day when I wondered if I might want a degree in behavioural psychology.Minutes earlier I had been writing to my MoneySense editor about my philosophy on personal finance writing—how I want readers to feel seen rather than shamed for the decisions they make. My mind wandered, the way it does mid-workout, toward my own career. An old friend from university had recently gone back to school for something similar and I thought about reaching