The debt gap nobody talks about

A few weeks ago, I found myself looking up the word for debt in my first language—not because I thought it didn’t exist, but I was trying to understand why debt still felt so foreign to me despite living in Canada for seven years.The word was there, but nobody had ever taught it to me.Growing up, I had learned the word for a loan. A loan made sense: you borrowed money for a specific purpose, paid it back, and moved on with your life. Debt felt different, it was ongoing. Persistent. S